ENGAGEMENT OF INSURER FOR ASSETS AND PROPERTIES OF DNP LTD

Industrial All Risk Policy

Basic Premium

STFI Premium

Earthquake Premium

Terrorism Premium

Add On Premium

Designation of Property Clause

Local Authority Clause

Reinstatement Value Clause

Architects, Surveyors and Consulting Engineer's Fees upto 7.5% of the claim amount maximum of INR 5 Crs each & every loss and in aggregate

Debris removal clause upto 10% of claim amount subject to a maximum of INR 5 Crs each & every loss and in aggregate

72 hours clause

Claim Preparation Cost Upto 5 crore

Forest Fire

Leakage & Overflowing maximum of INR 30 Crores for each and every loss

Leak Search Costs INR 5 Crores for each and every loss.

Exploratory Cost INR 5 Crores for each and every loss.

Shut Down/Start up Cost INR 5 Crores for each and every loss.

Expediting Expenses INR 5 Crores for each and every loss.

Loss Minimization Expenses INR 5 Crores for each and every loss

Escalation @15% of BMA

Omission to Insure Additions, Alterations or Extensions @5% of BMA

Immediate Repairs INR 5 Crores for each and every loss.

Civil Authority Clause INR 10 Crores for each and every loss.

Third Party Liability on account of Collapse of pipeline/broilers/pressure vessels/gas compressors

Legal liability (liability under contract excepted) INR 5 Crores for each and every loss.

Extinguishing Expenses/ Firefighting expense- 5% of Sum Insured subject to Maximum of Rs. 5cr.

Involuntary betterment / Technological improvement-5% of Sum Insured subject to Maximum of Rs. 5cr.

Obsolete equipment / spare parts- 5% of Sum Insured subject to Maximum of Rs. 5cr

Decontamination and cost of clean up-5% of Sum Insured subject to Maximum of Rs. 5cr.

Temporary Removal for repair/ refurbishment-5% of Sum Insured subject to Maximum of Rs. 5cr.

Goods held in Trust-Upto 5 cr

OEM part-Upto Rs. 5cr.

On Account Payments Upto 70% on surveyors recommendation

Auditors fees- Upto INR 5 Cr.

Additional increased cost of working- Upto INR 5 Cr.

Extension to cover Customers’ premises @10% of BI sum insured on Un-named basis- upto INR 5 Cr.

Extension to cover loss due to accidental failure of Public utilities @17% of BI sum insured- upto INR 5 Cr.

Prevention of access - 30 days over & above policy excess- upto INR 5 Cr.

Machinery Breakdown

Fire Loss of Profit

Machinery Loss of Profit

PLI Act Policy

Annual Premium

Commercial General Liability Policy

Basic Premium

Defense Cost

General Liability

Completed Operation Cover

Personal and Advertising Injury Cover

Medical Expenses Cover

Damage to Premises Rented to Insured

Fire Damage

Act of God Perils Extension

Food and Beverages Extension

72 hours Sudden and Accidental Pollution Extension including Clean Up Expenses

Terrorism Legal Liability Extension

Cross Liability

Tenant Legal Liability

Effluent Discharge Extension: upto 15 kms

Evacuation Expenses

Cover for Contractors and Sub-Contractors

Non Owned hired Automobile Liability Extension

Additional Insured Clause

Waiver of Subrogation where required by Contract

Travel of Execuitve for Non Manual Work

Property under care, custody and Control Cover

Designated premises endorsement

Major damage caused to critical equipments like compressor, engine due to cause like fire, explosions etc which can hamper in revenue flow to the organization or add process downtime leading to huge financial loss.

Claim Series Clause

SBI General Insurance Company Limited

THE NEW INDIA ASSURANCE CO.LTD

BAJAJ ALLIANZ GENERAL INSURANCE CO. LTD.

NATIONAL INSURANCE COMPANY LTD.