SELECTION OF BANK FOR PROVIDING VARIOUS PAYMENT MODES S (SUCH AS BBPS, CHALLAN BASED PAYMENT, PAYMENT GATEWAY, POINT OF SALE (POS) MACHINE SERVICE) SOLUTION INTEGRATED WITH BANKERS SOFTWARE AND E-SWEEKRUTHI SOFTWARE CLIENT

Participating Bank Should have provided or should have been providing similar services for at least three years to one of Government/Public Sector Undertakings/ Govt. Autonomous organizations out of which a minimum One (01) should be Government organizations/ Govt. Departments which receive funds through the E-payment. Similar Services means Service to Collect Funds Through Digital Modes of Payments. Participating Bank shall upload Collaboration certificate by the service recipient in KPPP portal

The Participating Bank should be a Nationalized / Regional Rural Banks / Scheduled Banks (registered and regulated by the Reserve Bank of India, under the Banking Regulations Act, 1949 (10 of1949) /any other enactment. Participating Bank shall upload Relevant document substantiating the status of bank in KPPP portal

Presence of Effective monitoring through online access, core banking and E-Banking which should include dashboard, reports, alerts, e-transfers & MIS reporting, download options, login facility to monitor all transaction on real time basis and shall provide the access to stakeholders as per the department requirements. Participating Bank shall upload Self Declaration copy of having such system in KPPP portal

The Bank should have its corporate and registered offices in India with Branches in all District of Karnataka. Participating Bank shall upload Registration copy for having its corporate & registered offices in Karnataka in KPPP portal

The Bank should be in operation for at least 5 years.Participating Bank shall upload Copy of registration of the bank in KPPP portal

Participating Bank should be authorized by Reserve Bank of India (RBI) to provide Electronic Payment Aggregation Services as applicable. Participating Bank shall upload Authorization order by RBI in KPPP portal

The Participating Bank should be authorized BBPOU of BBPS platform of NPCI. Participating Bank shall upload Authorization order by NPCI in KPPP portal

The Participating Bank should be able to onboard Urban Local Bodies, its officers and collection agents at BBPS platform as per guidelines laid by NPCI and Govt. of Karnataka.Participating Bank shall upload Self declaration copy in KPPP portal

Selected Participating Bank should include DMAs / ULBs 100% transactions under NPCI settlement guaranteed provision and should be able to route overall transactions through BBP Central Unit System (BBPCU).Participating Bank shall upload Self declaration copy in KPPP portal

The Service Provider Bank should be manned by adequately trained professional and Technically capable to handle the digital transactions etc. Participating Bank shall upload Self declaration copy in KPPP portal

Bank should have the facility to intimate payment received and other related information through email and SMS alert. Participating Bank shall upload Self declaration copy in KPPP portal

The Participating Bank should have the ability or possess capabilities to integrate their systems with the online payment platform developed by DMA for ULBs at no additional costs. Participating Bank shall upload Self Declaration copy in KPPP portal

Benefit to DMA & ULBs- Mention other extra support/Benefits to be provided to the institution.

The Participating Bank should provide Toll free customer support team/ Service to ratify any issues faced by ULB's, collection agents and Citizens. Participating Bank shall upload Self Declaration copy in KPPP portal

Participating Bank must be providing Online E-payment services covering acceptance of a)Credit Cards (Visa, Master Card, Amex and Diners),b)Debit Cards (Visa/ Master/ Maestro/ Rupay),c)Internet Banking,d)Prepaid Card,e)Net banking Services for Multiple Banks (aggregator),f)Wallet, g)Collection Through NEFT/RTGS using Dynamic Beneficiary Account Number, h)Unified Payment Interface(UPI), i)BBPS, j)QR code and Bharat QR, k)Point of Sale (POS) as per the Govt. requirements.l)Cheque Depositing Machine (CDM) m)E-EMD collection Modes NEFT/RTGS/Net banking (aggregator) IPG, n)Collection at the counter of bank Branches, o)Immediate Mobile Payment System (IMPS),p)Collection of payments from wallet of an authorized agent on boarded.q)Any Other mode of Digital Payments that may be required to be implemented in future as per Govt. Policy/mandate. Participating Bank shall upload Self Declaration copy in KPPP portal

The Bank should have a Net Worth of more than Rs. 5000.00 (Rs Five Thousand Crores).(Net Worth equals Assets-Liabilities) Participating Bank shall upload Financial Statements certified by a Practicing Chartered Account in KPPP portal

Capital Adequacy Ratio shall not be less than 10% Participating Bank shall upload A statement certified by a Practicing Chartered Account in KPPP portal

Profitability track record of more than Rs. 500 Crores at least 2 years out of 3 immediate financial years Participating Bank shall upload Financial Statements certified by a Practicing Chartered Account in KPPP portal

NPA level of the bank shall not be more than 2% for immediate Financial year.Participating Bank shall upload A statement certified by a Practicing Chartered Account in KPPP portal

The sole Participating Bank should hold valid GST registration certificate and Permanent Account Number (PAN) issued by competent authority Participating Bank shall upload Copy of Valid GST registration certificate and Permanent Account Number (PAN) issued by competent authority (Appendix G: Particulars to be submitted by Participating Bank) in KPPP portal.